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Frequently Asked Questions

Answers to common questions are below. See additional information about how payments are applied to your account.

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What is interest?

How is interest calculated on student loans?

What is the difference between fixed and variable interest rates?

What is interest capitalization?

How can I reduce interest capitalization?

Why did the loan amount increase from what was originally borrowed?

Can payments be postponed?

How can I apply my payments to only the loans I have cosigned for a borrower who has additional loans?

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