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Federal Student Loan Forbearance

Forbearance is a way to delay repayment on your federal student loans if you don't qualify for deferment.

Note: Borrower benefit programs may be revoked or suspended during periods of forbearance.

Interest During Forbearance

If you choose to place your loans in forbearance:

  • Interest will accrue and may be added to your loan; therefore, forbearing payments for an extended period of time may substantially increase your loan balance.
  • We strongly encourage you to make payments that at least cover your accrued interest before your forbearance ends to avoid increases in your loan balance.

Forbearance Options

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Are you experiencing financial difficulties?

Are you experiencing a natural disaster or a local or national emergency?

Are you serving on active duty in the National Guard?

Are you performing service that qualifies you for the Department of Defense Loan Repayment Program?

Are you a full-time elementary or secondary school teacher?

Are you trying to align payment among different loan types?

Do you have Parent PLUS Loans?

Are you enrolled in an internship or residency program?

Are you serving in AmeriCorps?

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