Credit Reporting
Your student loan payments are reported to the national consumer reporting agencies and may affect your credit history and profile. You are entitled to receive a free credit report from Equifax, Experian and TransUnion once a year — get your free copy and review it to be sure it's accurate.
Understand how student loans are reported.
Requesting Your Reports
To request your free annual credit reports:
This phone number and website are the only authorized sources for you to obtain a free annual credit report from Equifax, Experian and TransUnion. Always use caution when giving out personal and financial information.
You may also request a report from Innovis, a fourth consumer reporting agency. Depending on where you live, you may have to pay to see your Innovis report.
Credit Disputes
If you believe information on your report is inaccurate, you are entitled to file a dispute.
File Directly with Agency
To file a dispute directly with the consumer reporting agency, contact the agency.
Equifax
P.O. Box 740241
Atlanta, GA 30374-0241
(800) 685-1111
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Experian
P.O. Box 2104
Allen, TX 75013-9504
(888) 397-3742
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Innovis
P.O. Box 1640
Pittsburgh, PA 15230
(800) 540-2505
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TransUnion
P.O. Box 2000
Chester, PA 19022-2000
(800) 916-8800
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File with Aspire Servicing Center
You may also file a dispute with Aspire Servicing Center. We will review your account and correct any inaccuracies.
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