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Aspire Servicing Center

Ascentra Credit Union Private Student Loan Program

Ascentra Credit Union Private Student Loans are serviced by Aspire Servicing Center. These loans are subject to credit approval.

Loan Option Description
Interest-Only Payment If an available cosigner or you meet the underwriting criteria, you may qualify for a:
  • Lower interest rate than with the Deferred Payment loan. A lower interest rate can help you pay less money over the life of the loan.
  • Loan that requires interest-only payments while you're enrolled to help reduce the total amount you must repay.
  • 0% origination fee.
Deferred Payment If an available cosigner or you meet the underwriting criteria, you may qualify for a:
  • Loan that allows you to defer payments while you're in school.
  • 0% origination fee.

View complete underwriting criteria and terms.

Repayment Benefit

Earn a 0.25% interest rate reduction by making auto-debit payments when you begin principal and interest repayment.

The 0.25% interest rate reduction will apply once Aspire Servicing Center begins to automatically deduct payments and will remain in effect as long as automatic payments continue without interruption during the repayment period. The 0.25% interest rate reduction will not lower the monthly payment amount but will instead reduce the interest amount that accrues. The interest rate reduction will be suspended during approved deferment(s) or forbearance(s) or if automatic payments are rejected due to insufficient funds.

Cosigner Release

You may apply to have your cosigner(s) released from their obligation after 24 consecutive, on-time monthly principal and interest payments as long as you meet the underwriting and credit criteria at the time the cosigner release is requested.

Repayment Details

Once you're approved for the Ascentra Credit Union Private Student Loan Program, your loan funds will be disbursed directly to your school.

After your loan funds are sent to your school:

  • You will be eligible for different repayment plans.
  • Payments should be sent to Aspire Servicing Center.
  • You can access your account information through the secure Account Access system at www.aspireservicingcenter.com.

Before applying: You must be a member of Ascentra Credit Union to qualify for this loan. Become a member.

Start Your Application

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