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To apply for the Lela RefiHELP loan, you will need:

  • Information about the current education loans you wish to refinance, including:
    • The lender's name, address and phone number.
    • Your account number.
    • The current interest rate.
    • An estimated payoff balance.
  • Contact information for personal references.

If you choose to refinance federal loans, you may be forfeiting important benefits. Be sure you understand what important federal loan benefits you may lose before applying. Review these important details before refinancing federal student loans.

After You Apply

Once you're approved for a Lela RefiHELP loan, loan funds will be sent directly to your current education loan servicers. You will be responsible for any required payments with your current loan servicers between the time you apply for a Lela RefiHELP loan and when the final payment amount is received by your current loan servicer.

Apply Now for the Lela RefiHELP loan

At this time, you must be a resident of Louisiana to apply for the Lela RefiHELP loan.

Select your state of residence:

Please Note: The terms "refinance" and "consolidation" loan are used interchangeably regarding the Lela RefiHELP loan on the website and in the application.

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